431 West 121st Street #GFB, New York City, NY 10027
Listing Courtesy of Bizzarro Agency LLC
$299,000
Potential Rebate: $4,485
Overview
Location, Location, Location!!
Bring your contractor and restore a peaceful and serene 2BR on tree lined 121st Street. This two bedroom is long and expansive. This unit has been waiting to be brought back to its original glory as many of the original pre-war features still exist. This home has super high ceilings, original moldings, transom windows and beautiful hardwood floors throughout.
Everything is at your doorstep, amazing restaurants, cafes, shoppings, gyms, Farmers Markets, Whole Foods, close to numerous of NYC’s finest parks. Blocks from Columbia University and their many campuses. Excellent transportation options all close such as subways A, B, C, D and the 1, 2, 3 and busses M4, M60,, M11, M100, 101 and 104 and BX15 busses.
This is an HDFC co-op with no income restrictions. 80% financing allowed. Parents buying for children, co-purchaing and guarantors are allowed. Pet Friendly and Laundry. Non-elevator building.
Home Features
- •Common Area
- •Laundry Room
Estimated Monthly Payment
$2,307 per month
30 year fixed, 6.28% Interest
Estimated Rebate for this Home
One-time rebate at closing
$4,485
Monthly savings impact
$12/mo
💡 Estimated at 1.5% of purchase price
The rebate is paid to you at closing and can help offset closing costs or other expenses.
Calculator Disclaimer: This calculator provides estimates for informational purposes only. Actual monthly payments, interest rates, taxes, and rebate amounts may vary. The rebate calculation is an estimate and subject to final terms. This information is not provided by the Real Estate Board of New York (REBNY).
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90 LA SALLE Street #10H, New York City, NY 10027
Listing Courtesy of Argo Residential
Why Buy With Us
Rebates Up To
2.5%
25+ Years
Experience
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Listings
RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and for no listing shall the number of bedrooms listed be considered a legal conclusion.
The Real Estate Rebate Team
Listing Courtesy of Bizzarro Agency LLC
Data Source: TRESTLE #RLS20045000
Price Analysis
Compare average listing prices and value metrics for 431 West 121st Street against the surrounding Morningside Heights market.
Average List Price
Price Per SqFt
98.81% Lower
than the Morningside Heights price-per-sq-ft average
Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.
Morningside Heights
Overview of Morningside Heights
Morningside Heights is often called the "Academic Acropolis" of New York City. Perched on a high ridge north of the Upper West Side, it is dominated by Columbia University, Barnard College, and the massive Cathedral of St. John the Divine. For buyers seeking Morningside Heights Manhattan real estate, the appeal is intellectual, historic, and architecturally consistent.
Living in Morningside Heights, Manhattan feels like living in a college town embedded in a metropolis. The streets are filled with students and professors. As a unique Manhattan NYC neighborhood, it offers a distinct sense of separation from the rest of the city due to its elevation and institutional focus.
Real Estate & Housing Market
The market for homes for sale in Morningside Heights is extremely tight. Much of the housing stock is owned by the university for faculty housing. However, the private market features stunning pre-war co-ops with spacious layouts perfect for families and academics.
Prices are generally comparable to the Upper West Side but offer more space. It is a stable market, insulated by the constant demand from the educational institutions that anchor the community.
Lifestyle & Community
The lifestyle in Morningside Heights is cerebral and relaxed. Coffee shops are filled with laptops and debates. The dining scene is affordable and casual, catering to students with everything from bagel shops to noodle bars.
It is a quiet neighborhood, especially in the summer. The community is transient due to the student population but anchored by long-term faculty residents who create a stable, intellectual core.
Transportation & Accessibility
Morningside Heights is served by the 1 train along Broadway at 110th, 116th, and 125th Streets. While it's a local train, the commute to Midtown is reliable and straightforward.
The M4 and M104 buses are popular scenic routes. The neighborhood is very walkable, with most daily needs available within a few blocks on Broadway or Amsterdam Avenue.
Parks, Schools & Amenities
The neighborhood is bookended by two parks: Morningside Park to the east (with its dramatic cliffside views) and Riverside Park to the west. The university campuses themselves act as green quadrangles.
Amenities are heavily student-focused, meaning excellent bookstores (Book Culture), affordable gyms, and copy shops. It lacks major luxury retail but makes up for it with cultural richness.
Who This Neighborhood Is Best For
Morningside Heights is best for academics, students, and families who prioritize education and pre-war charm. It is for those who want a quiet, leafy "campus" feel within the city.
