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RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

 

All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and for no listing shall the number of bedrooms listed be considered a legal conclusion.

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  1. Home
  2. Buy
  3. New York City
  4. Brooklyn
  5. 11209
  6. 20 89th Street #5C
Property thumbnail
1 / 9
Stock Cooperative•Bay Ridge

20 89th Street #5C, New York City, NY 11209

Listing Courtesy of Compass

$599,999

Potential Rebate: $9,000

Stock Cooperative
2 Beds
1 Bath
5 Rooms
Built 1950
6 Stories
Listed on Sep 26, 2025
92 days on market
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Overview

Move right into this beautifully gut-renovated, sun-drenched 2-bedroom apartment with sweeping southern exposure and WATER VIEWS. Nestled on a serene block in Bay Ridge, this stylish home offers a seamless blend of modern upgrades and timeless comfort.

Enter through a welcoming foyer that flows into a spacious living and dining area, perfect for both entertaining and relaxing. The windowed gourmet kitchen is outfitted with granite countertops, sleek stainless steel appliances, and abundant cabinetry.

A closet-lined hallway leads to two king-size bedrooms, each filled with natural light and excellent storage. The designer bathroom showcases granite and tile finishes, a window for ventilation, and a deep soaking tub for ultimate comfort. Throughout the apartment, enjoy gleaming hardwood floors and panoramic views of the water and Verrazzano Bridge.

Building highlights include:
Full-service laundry room
Live-in superintendent
On-site parking ($150/month, waitlist)
Private storage ($250/year)
Low monthly maintenance

Perfectly located just minutes from the R train, express buses, and Shore Road’s waterfront parks and bike paths. Surrounded by Bay Ridge’s best dining, shopping, and nightlife.

Cats welcome—sorry, no dogs.

Home Features

  • •Common On Floor
  • •Common Area
  • •Crown Molding
  • •His and Hers Closets
  • •Hardwood
  • •Bridge(s)
  • •Ocean
  • •Panoramic

Estimated Monthly Payment

$4,185 per month

30 year fixed, 6.28% Interest

Principal and Interest
$2,965
Property Taxes
$0
Maintenance/Common Charges
$1,220

Estimated Rebate for this Home

One-time rebate at closing

$9,000

Monthly savings impact

$25/mo

💡 Estimated at 1.5% of purchase price

The rebate is paid to you at closing and can help offset closing costs or other expenses.

Calculator Disclaimer: This calculator provides estimates for informational purposes only. Actual monthly payments, interest rates, taxes, and rebate amounts may vary. The rebate calculation is an estimate and subject to final terms. This information is not provided by the Real Estate Board of New York (REBNY).

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Listing Courtesy of Douglas Elliman Real Estate

2 Beds
2 Baths
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Built 1924
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Rebates Up To

2.5%

25+ Years

Experience

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Listings

RLS IDX Data display by Real Estate Rebate Team. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

 

All information furnished regarding property for sale, rental or financing is from sources deemed reliable, but no warranty or representation is made as to the accuracy thereof and same is submitted subject to errors, omissions, change of price, rental or other conditions, prior sale, lease or financing or withdrawal without notice. All dimensions are approximate. For exact dimensions, you must hire your own architect or engineer and for no listing shall the number of bedrooms listed be considered a legal conclusion.

The Real Estate Rebate Team

Listing Courtesy of Compass

Data Source: TRESTLE #RLS20048024

REBNY Logo

Price Analysis

Compare average listing prices and value metrics for 20 89th Street against the surrounding Bay Ridge market.

Based on 1 active units in building vs 38 in area

Average List Price

Building$600.0K
Neighborhood$1.9M

Price Per SqFt

Insufficient size data available to calculate Price Per SqFt comparisons for this specific selection.

Value Opportunity

67.59% Lower

than the Bay Ridge price average

Units in this building are listed below the neighborhood average, potentially offering better value per square foot compared to surrounding properties.

Bay Ridge

Overview of Bay Ridge

Bay Ridge is the small-town end of the line. Located at the southwestern tip of Brooklyn, it is a waterfront community known for its strong schools, stunning bridge views, and "Saturday Night Fever" history. For buyers seeking Bay Ridge Brooklyn real estate, it offers single-family homes and a quiet, suburban pace of life.

Living in Bay Ridge is traditional. The "Gold Coast" shore road is lined with mansions. As a stable Brooklyn NYC neighborhood, it attracts families who want to put down deep roots.

Real Estate & Housing Market

The market for homes for sale in Bay Ridge includes detached Tudors, colonials, and pre-war co-ops. It is one of the few places in Brooklyn where you can easily find a driveway and a garage.

Prices are moderate compared to the Brownstone belt, offering more square footage for the dollar.

Lifestyle & Community

The lifestyle in Bay Ridge revolves around 3rd Avenue's restaurants and bars. The neighborhood has a vibrant nightlife and dining scene that feels self-contained.

The community is a mix of old-school Italian/Irish families and a large, vibrant Middle Eastern community.

Transportation & Accessibility

Bay Ridge is served by the R train. It is a long ride to Manhattan (45+ mins). However, the X27/X37 express buses are a popular secret, whisking commuters to Midtown via the highway.

The NYC Ferry also offers a scenic route to Wall Street.

Parks, Schools & Amenities

Shore Road Park stretches for miles along the waterfront, offering bike paths and views of the Verrazzano-Narrows Bridge.

Amenities are classic: great diners, bakeries, and community parades. It feels very established.

Who This Neighborhood Is Best For

Bay Ridge is best for families, retirees, and buyers who prioritize space, safety, and waterfront walks over a short commute.

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